Rates - Loans and Credit Cards
- Effective
|
Description |
Best APR*(a) |
Term*(b) |
| New Auto |
4.90% |
Up to 60 months other rates & terms available |
| Used Auto - Up to 7 model years old |
5.15% |
Up to 60 months other rates & terms available |
| Contemporary Auto - 8 to 25 years old |
8.45% |
Up to 24 months other rates and terms available |
| New Motorcycle, Jet Ski & Snowmobile |
7.25% |
Up to 36 months other rates & terms available |
| Used Motorcycle, Jet Ski & Snowmobile |
7.75% |
Up to 36 months other rates & terms available |
| New Boat |
6.50% |
Up to 36 months other rates & terms available |
| Used Boat |
8.00% |
Up to 36 months other rates & terms available |
| New Recreational Vehicle |
7.25% |
Up to 36 months other rates & terms available |
| Used Recreational Vehicle |
7.50% |
Up to 36 months other rates & terms available |
| Personal Loan |
10.25% |
Up to 60 months |
| Visa Classic |
13.92% |
Revolving |
| Visa Gold |
12.96% |
Revolving |
| Visa Platinum |
6.00%*(c) |
Revolving |
| Visa Platinum Rewards |
8.00%*(c) |
Revolving |
| Secured Visa Classic |
15.00% |
Revolving |
| Line of Credit/Overdraft Protection |
14.00% |
N/A |
| Certificate Loan |
Dividend Rate Paid on Account Plus 2% |
Up to maturity date of certificate |
| Savings Secured Loan |
Highest Dividend Rate Paid on Regular Savings Plus 2% |
Up to 60 months |
Rates - Savings and Checking - Effective
|
Description |
Average Daily Balance |
Dividend Rate |
APY*(d) |
|
Regular & IRA Savings |
$100 - $2,500 |
1.100% |
1.106% |
|
Regular & IRA Savings |
$2,501 - $10,000 |
1.700% |
1.713% |
|
Regular & IRA Savings |
$10,001 - $25,000 |
2.250% |
2.273% |
|
Regular & IRA Savings |
$25,001 - $50,000 |
2.700% |
2.734% |
|
Regular & IRA Savings |
$50,001 - $100,000 |
2.900% |
2.939% |
|
Regular & IRA Savings |
$100,001 and above |
3.050% |
3.093% |
|
Checking |
$100 - $9,999 |
0.450% |
0.451% |
|
Checking |
$10,000 and above |
0.550% |
0.551% |
|
Term |
Certificates *(e) |
||
|
3 Months |
$500 - $49,999 *(f) |
2.050% |
2.071% |
|
6 Months |
$500 - $49,999 |
2.890% |
2.932% |
|
12 Months |
$500 - $49,999 |
3.100% |
3.148% |
|
18 Months |
$500 - $49,999 |
3.190% |
3.241% |
|
24 Months |
$500 - $49,999 |
3.280% |
3.334% |
|
36 Months |
$500 - $49,999 |
3.660% |
3.728% |
|
48 Months |
$500 - $49,999 |
4.050% |
4.133% |
|
60 Months |
$500 - $49,999 |
4.290% |
4.383% |
|
N/A |
Tax Deferred $5,000 Min. |
3.100% |
3.148% |
Rates are subject to change without notice.
| *(a) | APR = Annual Percentage Rate |
| *(b) | Rates vary with term. |
| *(c) | Adjustable Rate, changes monthly Rate is based on Prime Rate PLUS 1.00% margin for Platinum and 3.00% margin for Platinum Rewards. Prime Rate as of 3/18/2008 is % Rates subject to change without notice |
| *(d) | APY - Annual Percentage Yield. Dividend rates may change after account opening. Fees may reduce earnings. |
| *(e) *(f) |
An early withdrawal penalty equal to the amount of 30 to 90 days interest will be assessed if funds are withdrawn prior to certificate's maturity For deposits of $50,000 or more call us at the number below for the current rate. |