Credit Cards

The Sea West VISA® card is the perfect companion whether you're shopping, traveling or just in need of extra cash. Experience the convenience of using the most widely accepted credit card.

And, you can enjoy added safety when using your Sea West VISA card online. By registering with Verfified by VISA, you create a personal password that ensures only you can use your card to make purchases at participating online stores. We encourage all our VISA cardholders to take a few minutes to register now or before you make your next online purchase.

We understand that not everyone has the same financial needs and lifestyles ? that?s why we offer four different VISA cards:

• VISA® Classic Card
• VISA® Gold Card
• VISA® Platinum Card
• Secured VISA® Credit Card

What's so great about Sea West credit cards?

• Choices! Choose from ? Visa Classic, Gold or Platinum, traditional or secured, depending upon your financial needs and lifestyle
• No annual fee on our most popular cards
• Low annual percentage rate (APR)
• No fee for transferring balances from other higher interest rate credit cards
• No fee for cash advances
• Get account information, transaction history, pay your Visa bill online, at your convenience, 24/7
• Easy payments ? use our Online Banking service to transfer money from another account or set-up automatic payments from your Sea West checking account
• Score Card Rewards Program ? earn points on every purchase and redeem for gifts and/or travel. Easy online access to merchandise, travel packages and much more.

VISA® Classic Card

• The most widely accepted credit card, whether shopping, traveling or needing extra cash.
• No annual fee
• A low, fixed rate
• Credit lines from $500 to $10,000 available
• Minimum payment of 2% of balance
• Score Card Rewards Program -- online access to your Bonus Points, redeem them for merchandise, travel and much more.

VISA® Gold Card

You're always in 1st Place with Sea West's Gold Card.

• No annual fee
• A low, fixed rate
• Credit lines from $2,500 to $20,000 available
• Minimum payment of 2% of balance
• Travel & Emergency Assistance Service
• Auto rental collision/loss insurance
• Warranty Manager Service
• Emergency cash and card replacement
• Score Card Rewards Program

VISA® Platinum Card

Now you have choices ? rate or rewards!

• Visa Platinum (rate)
  Enjoy a low variable APR based on the Prime Rate + 1% (currently 7.00%).
  
  or
  
• Visa Platinum Rewards
  A low variable APR based on the Prime Rate + 3% (currently 9.00%).
  
  
• ScoreCardSM Bonus Points rewards ? earn points good toward brand-name merchandise or fabulous travel awards, which include airline tickets, cruises and more.
• Both cards offer no annual fee, no fee for cash advances and a 25-day grace period on purchases. Plus, you can view transactions and account information Online 24/7 and make easy payments through our Online Banking service.
• * APR = Annual Percentage Rate ** Introductory Rate excludes existing Sea West Accounts.

Secured VISA® Credit Card

• If you need to establish or re-establish your credit history, Sea West?s secured VISA card will get you there.
• All that is required is for you to pledge sufficient funds to cover the use of your card. Your card usage is recorded in the same manner as a standard credit card.
• Sea West's secured Classic Card is a simple, but effective method of establishing or re-establishing a sound credit history.
• A low, fixed rate
• A low, $12 annual fee
• Lines of credit from $200 to $10,000
• Dividends on the funds pledged to cover purchases

For more information just give us as call at 800-SEA-WEST (732-9378), or, apply now by completing our online VISA application.

Contact us at 1-800-SEA-WEST (1-800-732-9378)
Sea West's Routing Number is 3211-7126-5